PERSONAL BANKING

SouthShore Community Bank provides products and services to meet the needs of our clients. It is with great pride that we continue to enhance and develop new relationship opportunities to serve our customers, save them time & money and offer exciting custom products like our Premier Checking & Money Market accounts!

Relationship Banking allows you to waive your monthly maintenance fees by opening both the Premier Checking & Money Market Account. We understand the meaning of value and are putting your relationship with SouthShore Community Bank first!

Savings

SouthShore Savings

This savings account is designed for our customers who want to enjoy the benefits competitive interest rates.

Minimum balance to open account - $100.00
Balance required to avoid monthly service charge minimum daily balance - $200.00
Monthly service charge - $3.00
Transaction Limitations*

SouthShore Splash Savings

Health Savings Account (HSA). If you are enrolled in a qualified High Deductible Health Plan, a South-Shore HSA provides a tax-advantaged way to save for qualified medical expenses.

Minimum balance to open account - $25.00
Transaction Limitations*
Age restriction -Under 18 Years of Age

*Two withdrawals/debits per month, with an additional charge of $2.00 per withdrawal/debit over allowed monthly limit.

Health Savings Account

Manage your Health Care Dollars with a SouthShore Health Savings Account (HSA). If you are enrolledin a qualified High Deductible Health Plan, a South-Shore HSA provides a tax-advantaged way to save for qualified medical expenses.

There are several ways to make contributions to your SouthShore HSA:

Employer
Account Holder
Someone Else (such as a family member)

Features

Competitive Interest Rate
SouthShore Community Bank MasterCard® Debit Card.

Benefits

100 % Tax-Free Distributions
Year-to-Year Rollovers
Personal Ownership
Lower Insurance Premiums
Use for Uncovered Medical, Dental & Vision
Expenses with Pre-Tax Dollars

Debit Card

Unlimited Check Writing
24/7 Account Access Online
Free Online Bill Payment
No Setup Fee¹
No Monthly Maintenance Fee¹

¹The $15.00 setup fee and $3.00 monthly maintenance fee are
waived with current, active SouthShore deposit account.

Certificate of Deposit

With flexible terms and maturity dates, FDIC-insured CD’s are a smart place to deposit your money. Rates vary depending on amount deposited and term of CD. Ask your SouthShore Banker for current rates.

Individual Retirement Account

Individual Retirement Account less than $100,000

$1,000 minimum deposit to open
12, 24 & 60 month terms available
Competitive interest rates

Debit Card

The SouthShore MasterCard Debit Card works like a check and it's FREE! Use it to make everyday purchases wherever you see the MasterCard logo and the amount of your purchase is automatically deducted from your SouthShore checking account. Stop writing checks today and Start swiping your Debit Card!

Overdraft Protection

We understand how unpleasant having a returned check on your account can be. Safeguard your checking or money market accounts with SouthShore's Overdraft Protection . To start protecting your account today, call or visit one of our customer service representatives now!

FDIC

Equal Housing Lender

NOTICE: *Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value. SouthShore Community Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.